TEAMSTERS
Charter #61824 · Blaine, MN · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.18% sits at the 20th percentile of structural peers — worth a closer look.
- Net interest margin of 4.50% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.83% sits at the 77th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.12% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- On Delinquency 60+ days, the asset-size band puts this credit union at the 62nd percentile but its structural peers at the 77th — a 15-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TEAMSTERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $13.89M | 16th pct | 31th pct |
| Members | 1,812 | 38th pct | 48th pct |
| Net worth ratio | 9.18% | 12th pct | 20th pct |
| Return on average assets | 0.40% | 35th pct | 43th pct |
| Net interest margin | 4.50% | 78th pct | 80th pct |
| Cost of funds | 0.57% | 36th pct | 34th pct |
| Loan-to-share | 59.50% | 54th pct | 48th pct |
| Delinquency 60+ days | 0.83% | 62th pct | 77th pct |
| Net charge-off ratio | -0.12% | 9th pct | 7th pct |
| Loan growth YoY | -2.17% | 52th pct | 57th pct |
| Share growth YoY | 1.04% | 36th pct | 39th pct |
| Efficiency ratio | 86.70% | 65th pct | 62th pct |
structural peer set hash: ea3cca1eb14427cd01c2b61f0736512b… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.