SOUTHERN TEACHERS & PARENTS
Charter #2068 · BATON ROUGE, LA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,819 ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 8.63% sits at the 13th percentile of structural peers — worth a closer look.
- Return on average assets of -0.04% sits at the 18th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.14% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 1.00% sits at the 82nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SOUTHERN TEACHERS & PARENTS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $29.65M | 60th pct | 49th pct |
| Members | 3,819 | 89th pct | 82th pct |
| Net worth ratio | 8.63% | 8th pct | 13th pct |
| Return on average assets | -0.04% | 17th pct | 18th pct |
| Net interest margin | 4.13% | 64th pct | 61th pct |
| Cost of funds | 0.66% | 42th pct | 57th pct |
| Loan-to-share | 51.78% | 41th pct | 41th pct |
| Delinquency 60+ days | 0.14% | 25th pct | 21th pct |
| Net charge-off ratio | 1.00% | 85th pct | 82th pct |
| Loan growth YoY | -4.21% | 37th pct | 31th pct |
| Share growth YoY | 2.15% | 47th pct | 39th pct |
| Efficiency ratio | 98.99% | 88th pct | 85th pct |
structural peer set hash: 4e4aa4eb1ecb8df2e9183317259b8278… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.