CO-OPERATIVE
Charter #61783 · COFFEYVILLE, KS · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- This credit union tracks close to its structural peers across the headline metrics for the current cycle.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CO-OPERATIVE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $21.42M | 39th pct | 26th pct |
| Members | 2,794 | 70th pct | 72th pct |
| Net worth ratio | 13.33% | 48th pct | 57th pct |
| Return on average assets | 0.83% | 59th pct | 51th pct |
| Net interest margin | 4.32% | 72th pct | 67th pct |
| Cost of funds | 0.70% | 44th pct | 57th pct |
| Loan-to-share | 55.58% | 48th pct | 43th pct |
| Delinquency 60+ days | 0.80% | 61th pct | 62th pct |
| Net charge-off ratio | 0.18% | 55th pct | 52th pct |
| Loan growth YoY | -4.78% | 32th pct | 25th pct |
| Share growth YoY | -1.05% | 19th pct | 20th pct |
| Efficiency ratio | 81.34% | 53th pct | 52th pct |
structural peer set hash: 40c422ca96784f863d3bba5c82fdfb14… (reproducible)
Closest structural peers
This is the free public view
Claim CO-OPERATIVE
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.