KNOXVILLE LAW ENFORCEMENT
Charter #11533 · Knoxville, TN · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,666 sits at the 13th percentile of structural peers — worth a closer look.
- Net interest margin of 3.33% sits at the 25th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.04% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 62.92% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 31st percentile but its structural peers at the 13th — a 18-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | KNOXVILLE LAW ENFORCEMENT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $40.67M | 84th pct | 74th pct |
| Members | 1,666 | 31th pct | 13th pct |
| Net worth ratio | 12.95% | 45th pct | 52th pct |
| Return on average assets | 0.98% | 67th pct | 62th pct |
| Net interest margin | 3.33% | 28th pct | 25th pct |
| Cost of funds | 1.01% | 59th pct | 64th pct |
| Loan-to-share | 56.87% | 49th pct | 49th pct |
| Delinquency 60+ days | 0.17% | 28th pct | 31th pct |
| Net charge-off ratio | -0.04% | 14th pct | 16th pct |
| Loan growth YoY | -2.23% | 52th pct | 44th pct |
| Share growth YoY | -1.21% | 17th pct | 8th pct |
| Efficiency ratio | 62.92% | 15th pct | 11th pct |
structural peer set hash: 8c134750e93972e8ca4ee89bbd214ee1… (reproducible)
Closest structural peers
This is the free public view
Claim KNOXVILLE LAW ENFORCEMENT
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.