KNOX COUNTY TEACHERS
Charter #10676 · Knoxville, TN · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.36% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.08% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 72nd percentile but its structural peers at the 56th — a 16-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | KNOX COUNTY TEACHERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $34.37M | 71th pct | 57th pct |
| Members | 2,093 | 49th pct | 34th pct |
| Net worth ratio | 15.16% | 61th pct | 67th pct |
| Return on average assets | 1.36% | 81th pct | 82th pct |
| Net interest margin | 3.96% | 56th pct | 46th pct |
| Cost of funds | 0.08% | 6th pct | 3th pct |
| Loan-to-share | 71.34% | 72th pct | 56th pct |
| Delinquency 60+ days | 0.21% | 30th pct | 33th pct |
| Net charge-off ratio | 0.05% | 43th pct | 41th pct |
| Loan growth YoY | -2.08% | 53th pct | 43th pct |
| Share growth YoY | 2.00% | 44th pct | 49th pct |
| Efficiency ratio | 67.06% | 21th pct | 28th pct |
structural peer set hash: c0f15d591576a25169d83e1d0a314a5f… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.