CABOT COMMUNITY
Charter #67581 · Pampa, TX · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 4,436 ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.32% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.71% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.97% sits at the 90th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.58% sits at the 79th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CABOT COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $43.27M | 89th pct | 77th pct |
| Members | 4,436 | 94th pct | 84th pct |
| Net worth ratio | 16.54% | 69th pct | 61th pct |
| Return on average assets | 2.32% | 97th pct | 92th pct |
| Net interest margin | 4.71% | 85th pct | 77th pct |
| Cost of funds | 1.97% | 90th pct | 90th pct |
| Loan-to-share | 70.48% | 71th pct | 57th pct |
| Delinquency 60+ days | 0.79% | 60th pct | 61th pct |
| Net charge-off ratio | 0.58% | 74th pct | 79th pct |
| Loan growth YoY | -8.67% | 11th pct | 2th pct |
| Share growth YoY | 3.20% | 58th pct | 57th pct |
| Efficiency ratio | 59.20% | 10th pct | 13th pct |
structural peer set hash: e151f242aafafc4352f0526781f44817… (reproducible)
Closest structural peers
This is the free public view
Claim CABOT COMMUNITY
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.