FIRSTENERGY FAMILY
Charter #61620 · Akron, OH · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 4,270 ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.71% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 55.44% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FIRSTENERGY FAMILY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $46.73M | 96th pct | 84th pct |
| Members | 4,270 | 93th pct | 85th pct |
| Net worth ratio | 16.09% | 66th pct | 67th pct |
| Return on average assets | 1.71% | 90th pct | 85th pct |
| Net interest margin | 3.84% | 49th pct | 38th pct |
| Cost of funds | 1.25% | 68th pct | 70th pct |
| Loan-to-share | 66.68% | 65th pct | 56th pct |
| Delinquency 60+ days | 0.30% | 36th pct | 41th pct |
| Net charge-off ratio | 0.00% | 23th pct | 26th pct |
| Loan growth YoY | -6.14% | 23th pct | 11th pct |
| Share growth YoY | 7.19% | 88th pct | 84th pct |
| Efficiency ratio | 55.44% | 6th pct | 7th pct |
structural peer set hash: b7175b637394cf33efca644712bc7f65… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.