NORTHEAST NEBRASKA

Charter #14965 · Norfolk, NE · $10M-$50M

Public 5300 data · as of 2026Q1

What the numbers say

  • Net worth ratio of 9.00% sits at the 8th percentile of structural peers — worth a closer look.
  • Return on average assets of 0.03% sits at the 18th percentile of structural peers — worth a closer look.
  • Net interest margin of 3.40% sits at the 25th percentile of structural peers — worth a closer look.
  • Efficiency ratio of 97.56% sits at the 85th percentile of structural peers — worth a closer look.
  • On Total assets, the asset-size band puts this credit union at the 17th percentile but its structural peers at the 51st — a 34-point gap showing why the peer definition matters.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

MetricNORTHEAST NEBRASKAAsset-tier percentileStructural percentile
Total assets$13.90M17th pct51th pct
Members1,70733th pct49th pct
Net worth ratio9.00%10th pct8th pct
Return on average assets0.03%19th pct18th pct
Net interest margin3.40%30th pct25th pct
Cost of funds1.11%63th pct67th pct
Loan-to-share53.04%43th pct44th pct
Delinquency 60+ days0.79%60th pct61th pct
Net charge-off ratio0.04%40th pct43th pct
Loan growth YoY-4.38%34th pct51th pct
Share growth YoY-0.37%24th pct30th pct
Efficiency ratio97.56%87th pct85th pct

structural peer set hash: d44ef0d62c3ff52b56975d63fa1518f6… (reproducible)

Closest structural peers

This is the free public view

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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.