I B E W LOCAL 56
Charter #14247 · Erie, PA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.16% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 2.80% sits at the 89th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | I B E W LOCAL 56 | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $10.95M | 5th pct | 18th pct |
| Members | 1,544 | 26th pct | 36th pct |
| Net worth ratio | 12.51% | 41th pct | 33th pct |
| Return on average assets | 1.16% | 74th pct | 77th pct |
| Net interest margin | 4.12% | 63th pct | 64th pct |
| Cost of funds | 0.62% | 39th pct | 41th pct |
| Loan-to-share | 50.51% | 38th pct | 44th pct |
| Delinquency 60+ days | 2.80% | 92th pct | 89th pct |
| Net charge-off ratio | 0.00% | 23th pct | 25th pct |
| Loan growth YoY | -1.86% | 54th pct | 66th pct |
| Share growth YoY | 2.55% | 51th pct | 51th pct |
| Efficiency ratio | 70.50% | 27th pct | 28th pct |
structural peer set hash: 29ed71f6eafb56be051d2d9203f95856… (reproducible)
Closest structural peers
This is the free public view
Claim I B E W LOCAL 56
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.