I.B.E.W. - LOCAL NO. 5
Charter #21782 · Pittsburgh, PA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 2.03% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.07% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 41.56% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 22nd percentile but its structural peers at the 44th — a 22-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | I.B.E.W. - LOCAL NO. 5 | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $15.26M | 22th pct | 44th pct |
| Members | 1,644 | 30th pct | 36th pct |
| Net worth ratio | 15.10% | 60th pct | 52th pct |
| Return on average assets | 2.03% | 95th pct | 93th pct |
| Net interest margin | 3.51% | 34th pct | 28th pct |
| Cost of funds | 1.15% | 65th pct | 56th pct |
| Loan-to-share | 60.25% | 54th pct | 59th pct |
| Delinquency 60+ days | 0.07% | 18th pct | 21th pct |
| Net charge-off ratio | 0.00% | 23th pct | 30th pct |
| Loan growth YoY | 2.21% | 83th pct | 79th pct |
| Share growth YoY | 9.96% | 95th pct | 87th pct |
| Efficiency ratio | 41.56% | 1th pct | 0th pct |
structural peer set hash: bcd5350f1e2c17555eb06e4ba4f06d79… (reproducible)
Closest structural peers
This is the free public view
Claim I.B.E.W. - LOCAL NO. 5
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.