GEORGETOWN KRAFT
Charter #60791 · Georgetown, SC · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 18.04% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.91% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.24% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.96% sits at the 82nd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.76% sits at the 75th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GEORGETOWN KRAFT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $193.59M | 49th pct | 46th pct |
| Members | 18,296 | 71th pct | 61th pct |
| Net worth ratio | 18.04% | 95th pct | 93th pct |
| Return on average assets | 1.28% | 82th pct | 72th pct |
| Net interest margin | 4.91% | 96th pct | 92th pct |
| Cost of funds | 0.24% | 10th pct | 13th pct |
| Loan-to-share | 69.61% | 45th pct | 48th pct |
| Delinquency 60+ days | 0.96% | 74th pct | 82th pct |
| Net charge-off ratio | 0.76% | 82th pct | 75th pct |
| Loan growth YoY | -1.25% | 33th pct | 31th pct |
| Share growth YoY | 2.75% | 39th pct | 26th pct |
| Efficiency ratio | 73.88% | 34th pct | 46th pct |
structural peer set hash: 16f7942e4ad93aaf0ff90786540a0b9a… (reproducible)
Closest structural peers
This is the free public view
Claim GEORGETOWN KRAFT
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.