FIRST NEBRASKA
Charter #65398 · OMAHA, NE · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 15.64% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.42% sits at the 15th percentile of structural peers — worth a closer look.
- Efficiency ratio of 85.19% sits at the 89th percentile of structural peers — worth a closer look.
- On Efficiency ratio, the asset-size band puts this credit union at the 72nd percentile but its structural peers at the 89th — a 16-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FIRST NEBRASKA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $183.13M | 45th pct | 43th pct |
| Members | 16,107 | 63th pct | 49th pct |
| Net worth ratio | 15.64% | 88th pct | 84th pct |
| Return on average assets | 0.42% | 31th pct | 15th pct |
| Net interest margin | 4.01% | 72th pct | 56th pct |
| Cost of funds | 1.08% | 43th pct | 34th pct |
| Loan-to-share | 79.19% | 66th pct | 57th pct |
| Delinquency 60+ days | 0.47% | 39th pct | 31th pct |
| Net charge-off ratio | 0.35% | 50th pct | 39th pct |
| Loan growth YoY | 3.45% | 79th pct | 70th pct |
| Share growth YoY | 1.32% | 20th pct | 11th pct |
| Efficiency ratio | 85.19% | 72th pct | 89th pct |
structural peer set hash: 7f09d36dd6eb6facbc05e113acc8fa32… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.