STARK
Charter #14120 · canton, OH · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- On Net interest margin, the asset-size band puts this credit union at the 43rd percentile but its structural peers at the 26th — a 16-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | STARK | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $216.12M | 55th pct | 67th pct |
| Members | 15,853 | 62th pct | 57th pct |
| Net worth ratio | 12.81% | 67th pct | 69th pct |
| Return on average assets | 0.63% | 44th pct | 36th pct |
| Net interest margin | 3.55% | 43th pct | 26th pct |
| Cost of funds | 1.47% | 65th pct | 64th pct |
| Loan-to-share | 65.02% | 36th pct | 36th pct |
| Delinquency 60+ days | 0.57% | 47th pct | 44th pct |
| Net charge-off ratio | 0.55% | 69th pct | 59th pct |
| Loan growth YoY | 1.38% | 60th pct | 59th pct |
| Share growth YoY | 4.57% | 65th pct | 59th pct |
| Efficiency ratio | 68.70% | 22th pct | 28th pct |
structural peer set hash: a362e55c9d493a12ccfb63f5b78fe810… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.