CORE
Charter #67371 · Statesboro, GA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 0.17% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.32% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.20% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 72nd percentile but its structural peers at the 54th — a 18-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CORE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $150.96M | 31th pct | 31th pct |
| Members | 15,569 | 61th pct | 49th pct |
| Net worth ratio | 12.57% | 64th pct | 64th pct |
| Return on average assets | 0.84% | 59th pct | 56th pct |
| Net interest margin | 4.03% | 72th pct | 54th pct |
| Cost of funds | 0.17% | 9th pct | 18th pct |
| Loan-to-share | 70.42% | 48th pct | 44th pct |
| Delinquency 60+ days | 0.32% | 24th pct | 10th pct |
| Net charge-off ratio | 0.20% | 31th pct | 15th pct |
| Loan growth YoY | 2.19% | 68th pct | 70th pct |
| Share growth YoY | 2.54% | 36th pct | 25th pct |
| Efficiency ratio | 84.14% | 69th pct | 72th pct |
structural peer set hash: af75dd3c5dda394c0c53b43247b67367… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.