FAR ROCKAWAY POSTAL
Charter #4246 · Far Rockaway, NY · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 48 sits at the 3rd percentile of structural peers — worth a closer look.
- Return on average assets of -27.08% sits at the 0th percentile of structural peers — worth a closer look.
- Net interest margin of 5.81% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 3.84% sits at the 98th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 24.80% sits at the 92nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FAR ROCKAWAY POSTAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 223,182 | 4th pct | 20th pct |
| Members | 48 | 1th pct | 3th pct |
| Net worth ratio | 21.75% | 65th pct | 54th pct |
| Return on average assets | -27.08% | 1th pct | 0th pct |
| Net interest margin | 5.81% | 89th pct | 82th pct |
| Cost of funds | 3.84% | 99th pct | 98th pct |
| Loan-to-share | 52.14% | 42th pct | 79th pct |
| Delinquency 60+ days | 24.80% | 99th pct | 92th pct |
| Net charge-off ratio | 40.67% | 100th pct | 98th pct |
| Loan growth YoY | -5.71% | 48th pct | 49th pct |
| Share growth YoY | -4.80% | 18th pct | 43th pct |
| Efficiency ratio | 249.36% | 98th pct | 93th pct |
structural peer set hash: 29836b3b84c0bdc5df845b736a3c9b58… (reproducible)
Closest structural peers
This is the free public view
Claim FAR ROCKAWAY POSTAL
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.