UNION BAPTIST GREENBURGH
Charter #16790 · WHITE PLAINS, NY · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 29.45% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -3.86% sits at the 10th percentile of structural peers — worth a closer look.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 21.23% sits at the 90th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | UNION BAPTIST GREENBURGH | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 328,300 | 5th pct | 34th pct |
| Members | 153 | 10th pct | 43th pct |
| Net worth ratio | 29.45% | 85th pct | 79th pct |
| Return on average assets | -3.86% | 6th pct | 10th pct |
| Net interest margin | 2.82% | 18th pct | 36th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 25.17% | 14th pct | 61th pct |
| Delinquency 60+ days | 21.23% | 99th pct | 90th pct |
| Net charge-off ratio | 0.00% | 22th pct | 20th pct |
| Loan growth YoY | -29.61% | 2th pct | 10th pct |
| Share growth YoY | -18.66% | 1th pct | 5th pct |
| Efficiency ratio | 217.20% | 97th pct | 87th pct |
structural peer set hash: d1dfe9b8219853e994e24e35fcf3029d… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.