MERIDEN POSTAL EMPLOYEES
Charter #153 · Meriden, CT · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 51 sits at the 5th percentile of structural peers — worth a closer look.
- Return on average assets of -3.82% sits at the 7th percentile of structural peers — worth a closer look.
- Cost of funds of 1.37% sits at the 90th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 25.08% sits at the 91st percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MERIDEN POSTAL EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 350,269 | 6th pct | 41th pct |
| Members | 51 | 1th pct | 5th pct |
| Net worth ratio | 21.35% | 63th pct | 59th pct |
| Return on average assets | -3.82% | 6th pct | 7th pct |
| Net interest margin | 3.07% | 22th pct | 46th pct |
| Cost of funds | 1.37% | 75th pct | 90th pct |
| Loan-to-share | 10.85% | 6th pct | 31th pct |
| Delinquency 60+ days | 25.08% | 99th pct | 91th pct |
| Net charge-off ratio | 0.00% | 22th pct | 16th pct |
| Loan growth YoY | -23.92% | 4th pct | 17th pct |
| Share growth YoY | -8.69% | 8th pct | 18th pct |
| Efficiency ratio | 224.66% | 98th pct | 92th pct |
structural peer set hash: 009e7d5e19ba5c6b3d0df0f4722b5d2c… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.