CRIERS
Charter #5321 · Monroe Township, NJ · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 105 sits at the 10th percentile of structural peers — worth a closer look.
- Return on average assets of -3.31% sits at the 10th percentile of structural peers — worth a closer look.
- Net interest margin of -0.10% sits at the 0th percentile of structural peers — worth a closer look.
- Cost of funds of 3.32% sits at the 97th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 94.37% sits at the 98th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CRIERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.72M | 26th pct | 56th pct |
| Members | 105 | 5th pct | 10th pct |
| Net worth ratio | 22.79% | 68th pct | 69th pct |
| Return on average assets | -3.31% | 7th pct | 10th pct |
| Net interest margin | -0.10% | 0th pct | 0th pct |
| Cost of funds | 3.32% | 97th pct | 97th pct |
| Loan-to-share | 8.31% | 5th pct | 25th pct |
| Delinquency 60+ days | 94.37% | 100th pct | 98th pct |
| Net charge-off ratio | 0.00% | 22th pct | 23th pct |
| Loan growth YoY | -32.65% | 1th pct | 5th pct |
| Share growth YoY | -5.33% | 16th pct | 28th pct |
| Efficiency ratio | -237300.00% | 0th pct | 0th pct |
structural peer set hash: a78c9f16cb4697c98a1f221763651f6a… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.