WHITE PLAINS P O EMPLOYEES
Charter #3110 · White Plains, NY · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 90 sits at the 11th percentile of structural peers — worth a closer look.
- Net worth ratio of 24.72% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -1.62% sits at the 11th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 19th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | WHITE PLAINS P O EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 872,981 | 15th pct | 48th pct |
| Members | 90 | 3th pct | 11th pct |
| Net worth ratio | 24.72% | 75th pct | 75th pct |
| Return on average assets | -1.62% | 12th pct | 11th pct |
| Net interest margin | 2.67% | 15th pct | 34th pct |
| Cost of funds | 0.24% | 33th pct | 61th pct |
| Loan-to-share | 7.67% | 4th pct | 21th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 19th pct |
| Loan growth YoY | -3.82% | 57th pct | 61th pct |
| Share growth YoY | 5.11% | 81th pct | 82th pct |
| Efficiency ratio | 158.72% | 94th pct | 87th pct |
structural peer set hash: fdc437b048ef52aba1f2fa48108f96b1… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.