PAUL QUINN
Charter #23658 · Jamaica, NY · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 25.79% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 19th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 6th percentile but its structural peers at the 38th — a 32-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PAUL QUINN | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 358,294 | 6th pct | 38th pct |
| Members | 146 | 9th pct | 33th pct |
| Net worth ratio | 25.79% | 77th pct | 82th pct |
| Return on average assets | 1.10% | 75th pct | 62th pct |
| Net interest margin | 2.81% | 17th pct | 36th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 13.86% | 6th pct | 28th pct |
| Delinquency 60+ days | 5.52% | 88th pct | 75th pct |
| Net charge-off ratio | 0.00% | 22th pct | 19th pct |
| Loan growth YoY | 82.30% | 99th pct | 90th pct |
| Share growth YoY | 3.41% | 74th pct | 74th pct |
| Efficiency ratio | 60.93% | 16th pct | 31th pct |
structural peer set hash: 4637b9321430ba8fee98c0a10feb4602… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.