NEW LIFE
Charter #24853 · Philadelphia, PA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 551 ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -1.12% sits at the 15th percentile of structural peers — worth a closer look.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 27.64% sits at the 95th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -8.02% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NEW LIFE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 798,235 | 14th pct | 48th pct |
| Members | 551 | 48th pct | 84th pct |
| Net worth ratio | 24.67% | 74th pct | 74th pct |
| Return on average assets | -1.12% | 15th pct | 15th pct |
| Net interest margin | 3.53% | 33th pct | 61th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 16.97% | 9th pct | 48th pct |
| Delinquency 60+ days | 27.64% | 99th pct | 95th pct |
| Net charge-off ratio | -8.02% | 0th pct | 0th pct |
| Loan growth YoY | 38.78% | 98th pct | 88th pct |
| Share growth YoY | 5.24% | 82th pct | 77th pct |
| Efficiency ratio | 130.38% | 89th pct | 84th pct |
structural peer set hash: cbcbba812595dbd4f53ee22110eb9fd7… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.