AMNH EMPLOYEES
Charter #930 · NEW YORK, NY · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 13th percentile but its structural peers at the 62nd — a 50-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | AMNH EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.04M | 18th pct | 51th pct |
| Members | 201 | 15th pct | 41th pct |
| Net worth ratio | 19.89% | 59th pct | 52th pct |
| Return on average assets | -0.00% | 32th pct | 34th pct |
| Net interest margin | 3.54% | 34th pct | 61th pct |
| Cost of funds | 0.54% | 52th pct | 74th pct |
| Loan-to-share | 22.82% | 13th pct | 62th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 20th pct |
| Loan growth YoY | 37.84% | 98th pct | 89th pct |
| Share growth YoY | -3.29% | 25th pct | 38th pct |
| Efficiency ratio | 100.14% | 73th pct | 67th pct |
structural peer set hash: 97cfb5f103a7f16f4494f8fa8bb8d023… (reproducible)
Closest structural peers
This is the free public view
Claim AMNH EMPLOYEES
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.