PLAINFIELD POLICE & FIREMEN'S
Charter #2892 · Plainfield, NJ · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 6.11% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 14.48% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 16.17% sits at the 90th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.09% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 58.51% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PLAINFIELD POLICE & FIREMEN'S | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.24M | 21th pct | 41th pct |
| Members | 435 | 38th pct | 67th pct |
| Net worth ratio | 25.71% | 77th pct | 66th pct |
| Return on average assets | 6.11% | 99th pct | 98th pct |
| Net interest margin | 14.48% | 100th pct | 98th pct |
| Cost of funds | 0.35% | 42th pct | 54th pct |
| Loan-to-share | 48.65% | 39th pct | 75th pct |
| Delinquency 60+ days | 16.17% | 98th pct | 90th pct |
| Net charge-off ratio | -0.09% | 14th pct | 16th pct |
| Loan growth YoY | -4.07% | 56th pct | 56th pct |
| Share growth YoY | -13.33% | 5th pct | 7th pct |
| Efficiency ratio | 58.51% | 14th pct | 20th pct |
structural peer set hash: 41c1b8c419af9deb1fb0122c26a27ad2… (reproducible)
Closest structural peers
This is the free public view
Claim PLAINFIELD POLICE & FIREMEN'S
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.