NEWARK POST OFFICE EMPLOYEES
Charter #66159 · NEWARK, NJ · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 942 ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 32.21% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -4.41% sits at the 5th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -3.69% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 192.53% sits at the 84th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NEWARK POST OFFICE EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.15M | 32th pct | 51th pct |
| Members | 942 | 80th pct | 90th pct |
| Net worth ratio | 32.21% | 88th pct | 77th pct |
| Return on average assets | -4.41% | 5th pct | 5th pct |
| Net interest margin | 3.69% | 39th pct | 54th pct |
| Cost of funds | 0.49% | 49th pct | 46th pct |
| Loan-to-share | 35.47% | 25th pct | 59th pct |
| Delinquency 60+ days | 1.03% | 54th pct | 51th pct |
| Net charge-off ratio | -3.69% | 1th pct | 3th pct |
| Loan growth YoY | -7.73% | 37th pct | 43th pct |
| Share growth YoY | -6.05% | 13th pct | 21th pct |
| Efficiency ratio | 192.53% | 96th pct | 84th pct |
structural peer set hash: 17e81944af8aeaca2397273f6769224e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.