SOUTHERN BAPTIST CHURCH OF NEW YORK
Charter #23177 · NEW YORK, NY · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 105 sits at the 15th percentile of structural peers — worth a closer look.
- Return on average assets of 3.22% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SOUTHERN BAPTIST CHURCH OF NEW YORK | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 77,575 | 1th pct | 7th pct |
| Members | 105 | 5th pct | 15th pct |
| Net worth ratio | 19.31% | 56th pct | 56th pct |
| Return on average assets | 3.22% | 96th pct | 87th pct |
| Net interest margin | 4.63% | 68th pct | 64th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 57.49% | 49th pct | 80th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 16th pct |
| Loan growth YoY | -10.36% | 27th pct | 36th pct |
| Share growth YoY | -2.80% | 29th pct | 34th pct |
| Efficiency ratio | 40.91% | 5th pct | 10th pct |
structural peer set hash: 37160becbd822c3f78aed5fa0c6fb23e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.