ST. HELENA PARISH
Charter #66296 · Chicago, IL · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 154 sits at the 25th percentile of structural peers — worth a closer look.
- Net worth ratio of 10.35% sits at the 25th percentile of structural peers — worth a closer look.
- Net interest margin of 6.89% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.00% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ST. HELENA PARISH | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 321,960 | 5th pct | 25th pct |
| Members | 154 | 10th pct | 25th pct |
| Net worth ratio | 10.35% | 15th pct | 25th pct |
| Return on average assets | 1.39% | 82th pct | 61th pct |
| Net interest margin | 6.89% | 96th pct | 92th pct |
| Cost of funds | 0.00% | 0th pct | 2th pct |
| Loan-to-share | 51.97% | 42th pct | 70th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | -0.71% | 5th pct | 5th pct |
| Loan growth YoY | 2.50% | 82th pct | 70th pct |
| Share growth YoY | 11.17% | 95th pct | 92th pct |
| Efficiency ratio | 79.77% | 39th pct | 57th pct |
structural peer set hash: 6d93bf878ff5472f245511dc71c9bae6… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.