GREATER CENTENNIAL
Charter #19775 · Mount Vernon, NY · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 11.73% sits at the 20th percentile of structural peers — worth a closer look.
- Return on average assets of 6.94% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 0.26% sits at the 0th percentile of structural peers — worth a closer look.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 18.64% sits at the 90th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GREATER CENTENNIAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 277,053 | 5th pct | 23th pct |
| Members | 182 | 12th pct | 34th pct |
| Net worth ratio | 11.73% | 21th pct | 20th pct |
| Return on average assets | 6.94% | 100th pct | 98th pct |
| Net interest margin | 0.26% | 1th pct | 0th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 27.12% | 16th pct | 70th pct |
| Delinquency 60+ days | 18.64% | 98th pct | 90th pct |
| Net charge-off ratio | 0.00% | 22th pct | 16th pct |
| Loan growth YoY | -14.51% | 14th pct | 30th pct |
| Share growth YoY | 11.44% | 95th pct | 90th pct |
| Efficiency ratio | 9.31% | 1th pct | 5th pct |
structural peer set hash: 8ea53f26199913b21573e8195e8277e6… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.