IMPERIAL
Charter #66300 · Springfield, IL · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.79% sits at the 11th percentile of structural peers — worth a closer look.
- Return on average assets of 3.89% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 11.90% sits at the 84th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | IMPERIAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 76,971 | 1th pct | 7th pct |
| Members | 192 | 14th pct | 52th pct |
| Net worth ratio | 8.79% | 9th pct | 11th pct |
| Return on average assets | 3.89% | 98th pct | 93th pct |
| Net interest margin | 3.27% | 27th pct | 56th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 17.62% | 9th pct | 56th pct |
| Delinquency 60+ days | 11.90% | 96th pct | 84th pct |
| Net charge-off ratio | 0.00% | 22th pct | 16th pct |
| Loan growth YoY | 32.64% | 97th pct | 84th pct |
| Share growth YoY | 3.22% | 72th pct | 66th pct |
| Efficiency ratio | 61.90% | 18th pct | 34th pct |
structural peer set hash: 0041760cbfed806fe47454a8218b2f11… (reproducible)
Closest structural peers
This is the free public view
Claim IMPERIAL
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.