RELIANCE
Charter #4120 · King of Prussia, PA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- On Total assets, the asset-size band puts this credit union at the 74th percentile but its structural peers at the 33rd — a 41-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | RELIANCE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $35.93M | 74th pct | 33th pct |
| Members | 2,507 | 63th pct | 36th pct |
| Net worth ratio | 12.15% | 38th pct | 72th pct |
| Return on average assets | 0.45% | 38th pct | 28th pct |
| Net interest margin | 3.71% | 43th pct | 57th pct |
| Cost of funds | 1.19% | 66th pct | 66th pct |
| Loan-to-share | 60.95% | 56th pct | 61th pct |
| Delinquency 60+ days | 0.75% | 58th pct | 54th pct |
| Net charge-off ratio | 0.24% | 59th pct | 56th pct |
| Loan growth YoY | 2.96% | 87th pct | 77th pct |
| Share growth YoY | 6.39% | 83th pct | 79th pct |
| Efficiency ratio | 87.40% | 68th pct | 70th pct |
structural peer set hash: bfbc3fa56bea679b4c73a36d50a7e2c7… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.