METHUEN
Charter #10954 · Methuen, MA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 0.19% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 82nd percentile but its structural peers at the 48th — a 35-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | METHUEN | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $39.93M | 82th pct | 48th pct |
| Members | 2,541 | 64th pct | 38th pct |
| Net worth ratio | 9.87% | 17th pct | 34th pct |
| Return on average assets | 0.47% | 40th pct | 38th pct |
| Net interest margin | 3.15% | 20th pct | 30th pct |
| Cost of funds | 1.35% | 73th pct | 74th pct |
| Loan-to-share | 51.45% | 41th pct | 34th pct |
| Delinquency 60+ days | 0.19% | 29th pct | 23th pct |
| Net charge-off ratio | 0.22% | 57th pct | 56th pct |
| Loan growth YoY | 2.90% | 87th pct | 80th pct |
| Share growth YoY | 3.47% | 61th pct | 61th pct |
| Efficiency ratio | 85.00% | 62th pct | 61th pct |
structural peer set hash: 88f43bbac692a9eb8408beac8576feba… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.