ANTIOCH COMMUNITY
Charter #13261 · Antioch, CA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,289 sits at the 7th percentile of structural peers — worth a closer look.
- Net interest margin of 4.18% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.40% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.47% sits at the 75th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.49% sits at the 90th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ANTIOCH COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $34.32M | 71th pct | 34th pct |
| Members | 1,289 | 16th pct | 7th pct |
| Net worth ratio | 14.68% | 57th pct | 69th pct |
| Return on average assets | 0.80% | 57th pct | 70th pct |
| Net interest margin | 4.18% | 66th pct | 93th pct |
| Cost of funds | 0.40% | 26th pct | 16th pct |
| Loan-to-share | 49.03% | 35th pct | 39th pct |
| Delinquency 60+ days | 1.47% | 78th pct | 75th pct |
| Net charge-off ratio | 1.49% | 91th pct | 90th pct |
| Loan growth YoY | 1.39% | 79th pct | 72th pct |
| Share growth YoY | -1.08% | 19th pct | 26th pct |
| Efficiency ratio | 57.36% | 8th pct | 2th pct |
structural peer set hash: 3d61dc99c940183b2f328058cd87a9c2… (reproducible)
Closest structural peers
This is the free public view
Claim ANTIOCH COMMUNITY
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.