INTERNATIONAL UAW
Charter #5123 · DETROIT, MI · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.45% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 3.45% sits at the 97th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 38th percentile but its structural peers at the 16th — a 22-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | INTERNATIONAL UAW | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $21.09M | 38th pct | 16th pct |
| Members | 1,736 | 35th pct | 31th pct |
| Net worth ratio | 14.78% | 58th pct | 70th pct |
| Return on average assets | 1.45% | 84th pct | 89th pct |
| Net interest margin | 3.82% | 48th pct | 64th pct |
| Cost of funds | 0.63% | 40th pct | 44th pct |
| Loan-to-share | 49.12% | 35th pct | 43th pct |
| Delinquency 60+ days | 3.45% | 94th pct | 97th pct |
| Net charge-off ratio | 0.17% | 54th pct | 52th pct |
| Loan growth YoY | -3.79% | 40th pct | 31th pct |
| Share growth YoY | -2.68% | 10th pct | 15th pct |
| Efficiency ratio | 75.63% | 38th pct | 31th pct |
structural peer set hash: f52503e36dc6ee54885799f4a4dd0fbd… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.