CENTRAL SUSQUEHANNA COMMUNITY
Charter #14180 · DANVILLE, PA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,773 sits at the 18th percentile of structural peers — worth a closer look.
- Net interest margin of 2.74% sits at the 5th percentile of structural peers — worth a closer look.
- Cost of funds of 1.41% sits at the 80th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.03% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CENTRAL SUSQUEHANNA COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $37.70M | 78th pct | 44th pct |
| Members | 1,773 | 36th pct | 18th pct |
| Net worth ratio | 11.86% | 35th pct | 49th pct |
| Return on average assets | 0.90% | 63th pct | 57th pct |
| Net interest margin | 2.74% | 10th pct | 5th pct |
| Cost of funds | 1.41% | 75th pct | 80th pct |
| Loan-to-share | 55.28% | 47th pct | 54th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.03% | 39th pct | 21th pct |
| Loan growth YoY | 0.14% | 71th pct | 48th pct |
| Share growth YoY | 6.80% | 85th pct | 75th pct |
| Efficiency ratio | 73.84% | 35th pct | 26th pct |
structural peer set hash: f97a1a11a7bdf76048809c9572312869… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.