SERVICE PLUS
Charter #65770 · Moline, IL · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,592 sits at the 10th percentile of structural peers — worth a closer look.
- Return on average assets of 1.05% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.24% sits at the 25th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.08% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.96% sits at the 89th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SERVICE PLUS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $35.37M | 73th pct | 30th pct |
| Members | 1,592 | 28th pct | 10th pct |
| Net worth ratio | 11.75% | 34th pct | 59th pct |
| Return on average assets | 1.05% | 70th pct | 79th pct |
| Net interest margin | 3.24% | 24th pct | 25th pct |
| Cost of funds | 0.93% | 55th pct | 43th pct |
| Loan-to-share | 58.72% | 52th pct | 48th pct |
| Delinquency 60+ days | 0.08% | 18th pct | 21th pct |
| Net charge-off ratio | 0.96% | 85th pct | 89th pct |
| Loan growth YoY | -0.42% | 67th pct | 48th pct |
| Share growth YoY | 8.35% | 92th pct | 90th pct |
| Efficiency ratio | 65.95% | 19th pct | 10th pct |
structural peer set hash: 2f5f1e72420dc3220e5977bc4d0677c8… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.