PLANITES
Charter #61643 · Chicago, IL · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,910 ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.88% sits at the 90th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.41% sits at the 79th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 81st percentile but its structural peers at the 51st — a 30-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PLANITES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $39.35M | 81th pct | 51th pct |
| Members | 3,910 | 90th pct | 80th pct |
| Net worth ratio | 11.28% | 29th pct | 43th pct |
| Return on average assets | 0.47% | 40th pct | 36th pct |
| Net interest margin | 3.18% | 22th pct | 31th pct |
| Cost of funds | 1.88% | 87th pct | 90th pct |
| Loan-to-share | 50.13% | 37th pct | 48th pct |
| Delinquency 60+ days | 0.85% | 63th pct | 74th pct |
| Net charge-off ratio | 0.41% | 68th pct | 79th pct |
| Loan growth YoY | -3.07% | 44th pct | 38th pct |
| Share growth YoY | 0.95% | 35th pct | 36th pct |
| Efficiency ratio | 81.67% | 53th pct | 52th pct |
structural peer set hash: 54048b0da3452501311fdebe784eff82… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.