DOW GREAT WESTERN
Charter #64503 · Antioch, CA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,922 sits at the 18th percentile of structural peers — worth a closer look.
- Net worth ratio of 8.31% sits at the 3rd percentile of structural peers — worth a closer look.
- Return on average assets of -0.86% sits at the 5th percentile of structural peers — worth a closer look.
- Net interest margin of 2.66% sits at the 13th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.49% sits at the 85th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DOW GREAT WESTERN | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $48.19M | 98th pct | 59th pct |
| Members | 1,922 | 43th pct | 18th pct |
| Net worth ratio | 8.31% | 6th pct | 3th pct |
| Return on average assets | -0.86% | 7th pct | 5th pct |
| Net interest margin | 2.66% | 8th pct | 13th pct |
| Cost of funds | 1.33% | 72th pct | 72th pct |
| Loan-to-share | 49.58% | 36th pct | 33th pct |
| Delinquency 60+ days | 0.60% | 51th pct | 62th pct |
| Net charge-off ratio | 0.49% | 71th pct | 85th pct |
| Loan growth YoY | 10.85% | 98th pct | 97th pct |
| Share growth YoY | 2.08% | 45th pct | 49th pct |
| Efficiency ratio | 94.86% | 83th pct | 82th pct |
structural peer set hash: 458bad75ad1766d3ab478fccd8df764c… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.