ALLEGHENY LUDLUM BRACKENRIDGE
Charter #4095 · BRACKENRIDGE, PA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 21.78% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 46th percentile but its structural peers at the 74th — a 28-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ALLEGHENY LUDLUM BRACKENRIDGE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $23.76M | 46th pct | 74th pct |
| Members | 2,248 | 56th pct | 70th pct |
| Net worth ratio | 21.78% | 90th pct | 84th pct |
| Return on average assets | 1.15% | 74th pct | 69th pct |
| Net interest margin | 3.62% | 39th pct | 41th pct |
| Cost of funds | 0.54% | 35th pct | 39th pct |
| Loan-to-share | 48.54% | 34th pct | 41th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 23th pct | 26th pct |
| Loan growth YoY | -4.84% | 31th pct | 44th pct |
| Share growth YoY | 0.81% | 33th pct | 36th pct |
| Efficiency ratio | 69.57% | 25th pct | 33th pct |
structural peer set hash: a2ff6343cfba67f6ac74b983686656de… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.