COPPER & GLASS
Charter #2796 · GLASSPORT, PA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of -62.25% sits at the 3rd percentile of structural peers — worth a closer look.
- Return on average assets of -5.50% sits at the 13th percentile of structural peers — worth a closer look.
- Net interest margin of 4.85% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.99% sits at the 77th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 6.93% sits at the 92nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | COPPER & GLASS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $4.66M | 56th pct | 18th pct |
| Members | 1,225 | 89th pct | 30th pct |
| Net worth ratio | -62.25% | 0th pct | 3th pct |
| Return on average assets | -5.50% | 4th pct | 13th pct |
| Net interest margin | 4.85% | 74th pct | 84th pct |
| Cost of funds | 0.99% | 66th pct | 77th pct |
| Loan-to-share | 48.14% | 38th pct | 46th pct |
| Delinquency 60+ days | 6.93% | 91th pct | 92th pct |
| Net charge-off ratio | 8.92% | 98th pct | 93th pct |
| Loan growth YoY | -31.33% | 2th pct | 0th pct |
| Share growth YoY | 12.82% | 96th pct | 98th pct |
| Efficiency ratio | 165.60% | 95th pct | 87th pct |
structural peer set hash: 795bf0c7048d67cb4ed39384712f5670… (reproducible)
Closest structural peers
This is the free public view
Claim COPPER & GLASS
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.