JACKSON AREA
Charter #8445 · Jackson, MS · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 15,704 ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of -107.94% sits at the 0th percentile of structural peers — worth a closer look.
- Return on average assets of -314.01% sits at the 0th percentile of structural peers — worth a closer look.
- Net interest margin of 2.12% sits at the 3rd percentile of structural peers — worth a closer look.
- Efficiency ratio of 5582.26% sits at the 98th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | JACKSON AREA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $71.36M | 50th pct | 84th pct |
| Members | 15,704 | 100th pct | 92th pct |
| Net worth ratio | -107.94% | 0th pct | 0th pct |
| Return on average assets | -314.01% | 0th pct | 0th pct |
| Net interest margin | 2.12% | 2th pct | 3th pct |
| Cost of funds | 1.14% | 63th pct | 57th pct |
| Loan-to-share | 29.46% | 5th pct | 2th pct |
| Delinquency 60+ days | 1.19% | 78th pct | 48th pct |
| Net charge-off ratio | 1.37% | 94th pct | 72th pct |
| Loan growth YoY | -4.00% | 26th pct | 57th pct |
| Share growth YoY | 9.65% | 95th pct | 97th pct |
| Efficiency ratio | 5582.26% | 100th pct | 98th pct |
structural peer set hash: 11087a28c0fd5a1cc921cd512b1f52c7… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.