PEOPLE TRUST COMMUNITY
Charter #24940 · Little Rock, AR · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,830 ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of -91.10% sits at the 2nd percentile of structural peers — worth a closer look.
- Return on average assets of -141.29% sits at the 2nd percentile of structural peers — worth a closer look.
- Net interest margin of -0.24% sits at the 2nd percentile of structural peers — worth a closer look.
- Cost of funds of 3.21% sits at the 95th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PEOPLE TRUST COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.45M | 23th pct | 20th pct |
| Members | 1,830 | 96th pct | 77th pct |
| Net worth ratio | -91.10% | 0th pct | 2th pct |
| Return on average assets | -141.29% | 0th pct | 2th pct |
| Net interest margin | -0.24% | 0th pct | 2th pct |
| Cost of funds | 3.21% | 97th pct | 95th pct |
| Loan-to-share | 33.29% | 22th pct | 13th pct |
| Delinquency 60+ days | 20.61% | 98th pct | 95th pct |
| Net charge-off ratio | 98.25% | 100th pct | 98th pct |
| Loan growth YoY | -28.55% | 2th pct | 3th pct |
| Share growth YoY | -19.18% | 1th pct | 5th pct |
| Efficiency ratio | 1869.96% | 100th pct | 97th pct |
structural peer set hash: 2a6535fc5b3e56389305c0d3302364fb… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.