LOUISIANA CENTRAL
Charter #61724 · HARAHAN, LA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 0.32% sits at the 0th percentile of structural peers — worth a closer look.
- Return on average assets of -19.68% sits at the 0th percentile of structural peers — worth a closer look.
- Net interest margin of 5.15% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 9.58% sits at the 97th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LOUISIANA CENTRAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $9.58M | 98th pct | 26th pct |
| Members | 1,919 | 96th pct | 48th pct |
| Net worth ratio | 0.32% | 1th pct | 0th pct |
| Return on average assets | -19.68% | 1th pct | 0th pct |
| Net interest margin | 5.15% | 81th pct | 92th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 68.88% | 63th pct | 90th pct |
| Delinquency 60+ days | 1.23% | 57th pct | 67th pct |
| Net charge-off ratio | 9.58% | 98th pct | 97th pct |
| Loan growth YoY | -7.40% | 38th pct | 34th pct |
| Share growth YoY | -1.68% | 36th pct | 16th pct |
| Efficiency ratio | 141.50% | 92th pct | 98th pct |
structural peer set hash: 6ced130eae687067ee950f5deb05ec56… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.