DACOTAH
Charter #7021 · Rapid City, SD · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 828 sits at the 5th percentile of structural peers — worth a closer look.
- Net worth ratio of 10.17% sits at the 25th percentile of structural peers — worth a closer look.
- Net interest margin of 5.00% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.06% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DACOTAH | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $11.07M | 5th pct | 16th pct |
| Members | 828 | 3th pct | 5th pct |
| Net worth ratio | 10.17% | 20th pct | 25th pct |
| Return on average assets | 0.51% | 42th pct | 52th pct |
| Net interest margin | 5.00% | 91th pct | 89th pct |
| Cost of funds | 0.59% | 38th pct | 49th pct |
| Loan-to-share | 62.28% | 58th pct | 75th pct |
| Delinquency 60+ days | 0.06% | 17th pct | 8th pct |
| Net charge-off ratio | 0.00% | 23th pct | 18th pct |
| Loan growth YoY | -5.10% | 30th pct | 38th pct |
| Share growth YoY | 0.38% | 29th pct | 36th pct |
| Efficiency ratio | 90.68% | 74th pct | 59th pct |
structural peer set hash: 0db7f2f011b772c4be4e9abdde32b4e3… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.