SUMMIT HAMPTON ROADS
Charter #19973 · Norfolk, VA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,111 sits at the 21st percentile of structural peers — worth a closer look.
- Return on average assets of -2.54% sits at the 3rd percentile of structural peers — worth a closer look.
- Cost of funds of 0.17% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 2.67% sits at the 80th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 2.78% sits at the 90th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SUMMIT HAMPTON ROADS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $8.25M | 88th pct | 18th pct |
| Members | 1,111 | 86th pct | 21th pct |
| Net worth ratio | 14.24% | 33th pct | 56th pct |
| Return on average assets | -2.54% | 8th pct | 3th pct |
| Net interest margin | 4.36% | 59th pct | 57th pct |
| Cost of funds | 0.17% | 27th pct | 20th pct |
| Loan-to-share | 62.16% | 54th pct | 75th pct |
| Delinquency 60+ days | 2.67% | 74th pct | 80th pct |
| Net charge-off ratio | 2.78% | 93th pct | 90th pct |
| Loan growth YoY | -13.36% | 18th pct | 5th pct |
| Share growth YoY | 1.21% | 58th pct | 54th pct |
| Efficiency ratio | 109.55% | 81th pct | 82th pct |
structural peer set hash: a9731c425ebade729313a6345f257d71… (reproducible)
Closest structural peers
This is the free public view
Claim SUMMIT HAMPTON ROADS
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.