FAITH CONNECTION
Charter #13704 · Marietta, GA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -0.34% sits at the 13th percentile of structural peers — worth a closer look.
- Cost of funds of 1.17% sits at the 77th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.05% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 107.11% sits at the 87th percentile of structural peers — worth a closer look.
- On Members, the asset-size band puts this credit union at the 71st percentile but its structural peers at the 38th — a 34-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FAITH CONNECTION | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $32.72M | 67th pct | 38th pct |
| Members | 2,855 | 71th pct | 38th pct |
| Net worth ratio | 10.25% | 20th pct | 34th pct |
| Return on average assets | -0.34% | 12th pct | 13th pct |
| Net interest margin | 3.88% | 51th pct | 39th pct |
| Cost of funds | 1.17% | 65th pct | 77th pct |
| Loan-to-share | 66.33% | 64th pct | 82th pct |
| Delinquency 60+ days | 0.87% | 64th pct | 54th pct |
| Net charge-off ratio | 0.05% | 42th pct | 25th pct |
| Loan growth YoY | -0.24% | 69th pct | 72th pct |
| Share growth YoY | 3.00% | 55th pct | 59th pct |
| Efficiency ratio | 107.11% | 92th pct | 87th pct |
structural peer set hash: 3dc4de208355240b840cac079a84eac3… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.