POLICE CREDIT UNION OF CONNECTICUT
Charter #6628 · Hartford, CT · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.69% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.66% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.09% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 70.81% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 94th percentile but its structural peers at the 48th — a 46-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | POLICE CREDIT UNION OF CONNECTICUT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $45.87M | 94th pct | 48th pct |
| Members | 2,921 | 73th pct | 36th pct |
| Net worth ratio | 10.40% | 21th pct | 36th pct |
| Return on average assets | 1.69% | 90th pct | 97th pct |
| Net interest margin | 4.66% | 83th pct | 79th pct |
| Cost of funds | 1.23% | 68th pct | 67th pct |
| Loan-to-share | 63.78% | 60th pct | 62th pct |
| Delinquency 60+ days | 0.77% | 59th pct | 49th pct |
| Net charge-off ratio | -0.09% | 10th pct | 8th pct |
| Loan growth YoY | -1.90% | 54th pct | 34th pct |
| Share growth YoY | 5.88% | 79th pct | 85th pct |
| Efficiency ratio | 70.81% | 28th pct | 10th pct |
structural peer set hash: 7b1b8d21ad6ea8635dae61b15e01c096… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.