HEALTHCARE PLUS
Charter #23371 · Aberdeen, SD · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.58% sits at the 13th percentile of structural peers — worth a closer look.
- Net interest margin of 3.60% sits at the 16th percentile of structural peers — worth a closer look.
- Cost of funds of 1.86% sits at the 80th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.01% sits at the 75th percentile of structural peers — worth a closer look.
- On Loan growth YoY, the asset-size band puts this credit union at the 71st percentile but its structural peers at the 34th — a 37-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | HEALTHCARE PLUS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $69.72M | 46th pct | 41th pct |
| Members | 5,041 | 50th pct | 33th pct |
| Net worth ratio | 8.58% | 7th pct | 13th pct |
| Return on average assets | 0.43% | 34th pct | 30th pct |
| Net interest margin | 3.60% | 44th pct | 16th pct |
| Cost of funds | 1.86% | 89th pct | 80th pct |
| Loan-to-share | 86.95% | 92th pct | 67th pct |
| Delinquency 60+ days | 1.01% | 72th pct | 75th pct |
| Net charge-off ratio | 0.25% | 50th pct | 43th pct |
| Loan growth YoY | 0.97% | 71th pct | 34th pct |
| Share growth YoY | 7.93% | 91th pct | 89th pct |
| Efficiency ratio | 76.56% | 42th pct | 38th pct |
structural peer set hash: eee6ac3af80bc855fdac36dfd51915ad… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.