5 STAR COMMUNITY
Charter #64878 · MOUNT PLEASANT, IA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.16% sits at the 8th percentile of structural peers — worth a closer look.
- On Loan-to-share, the asset-size band puts this credit union at the 82nd percentile but its structural peers at the 52nd — a 29-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | 5 STAR COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $54.88M | 13th pct | 18th pct |
| Members | 6,711 | 76th pct | 62th pct |
| Net worth ratio | 8.16% | 4th pct | 8th pct |
| Return on average assets | 0.54% | 41th pct | 41th pct |
| Net interest margin | 3.62% | 46th pct | 28th pct |
| Cost of funds | 1.09% | 60th pct | 44th pct |
| Loan-to-share | 78.98% | 82th pct | 52th pct |
| Delinquency 60+ days | 0.72% | 56th pct | 51th pct |
| Net charge-off ratio | 0.36% | 61th pct | 70th pct |
| Loan growth YoY | 1.87% | 78th pct | 57th pct |
| Share growth YoY | 6.92% | 87th pct | 84th pct |
| Efficiency ratio | 84.05% | 63th pct | 59th pct |
structural peer set hash: c98924697600c46e3164a6b5fb30a4a5… (reproducible)
Closest structural peers
This is the free public view
Claim 5 STAR COMMUNITY
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.