PARISHIONERS
Charter #14650 · Torrance, CA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,371 sits at the 13th percentile of structural peers — worth a closer look.
- Cost of funds of 2.09% sits at the 95th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 3.30% sits at the 98th percentile of structural peers — worth a closer look.
- Efficiency ratio of 71.13% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 93rd percentile but its structural peers at the 74th — a 19-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PARISHIONERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $67.16M | 42th pct | 33th pct |
| Members | 3,371 | 16th pct | 13th pct |
| Net worth ratio | 8.87% | 9th pct | 26th pct |
| Return on average assets | 0.91% | 62th pct | 62th pct |
| Net interest margin | 4.42% | 85th pct | 72th pct |
| Cost of funds | 2.09% | 94th pct | 95th pct |
| Loan-to-share | 87.00% | 93th pct | 74th pct |
| Delinquency 60+ days | 3.30% | 99th pct | 98th pct |
| Net charge-off ratio | 0.32% | 58th pct | 56th pct |
| Loan growth YoY | 4.38% | 90th pct | 84th pct |
| Share growth YoY | -0.02% | 17th pct | 2th pct |
| Efficiency ratio | 71.13% | 29th pct | 20th pct |
structural peer set hash: 416b4c14e10090159a7cddb211da7fe8… (reproducible)
Closest structural peers
This is the free public view
Claim PARISHIONERS
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.