COPPER BASIN
Charter #16773 · Copperhill, TN · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 2.48% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.24% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.13% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.81% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 67.82% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | COPPER BASIN | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $69.44M | 46th pct | 49th pct |
| Members | 6,181 | 68th pct | 57th pct |
| Net worth ratio | 11.56% | 36th pct | 51th pct |
| Return on average assets | 2.48% | 99th pct | 97th pct |
| Net interest margin | 5.24% | 97th pct | 95th pct |
| Cost of funds | 1.15% | 64th pct | 49th pct |
| Loan-to-share | 89.97% | 96th pct | 80th pct |
| Delinquency 60+ days | 0.13% | 15th pct | 13th pct |
| Net charge-off ratio | -0.81% | 0th pct | 0th pct |
| Loan growth YoY | 2.66% | 83th pct | 56th pct |
| Share growth YoY | 3.32% | 56th pct | 48th pct |
| Efficiency ratio | 67.82% | 22th pct | 11th pct |
structural peer set hash: 8694a400c67c8074f71fa8c0d714437f… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.