Innorve

URBAN EMPOWERMENT

Charter #20060 · New York, NY · <$10M

Public 5300 data · as of 2026Q1

What the numbers say

  • Members of 70 sits at the 5th percentile of structural peers — worth a closer look.
  • Net worth ratio of 11.35% sits at the 16th percentile of structural peers — worth a closer look.
  • Return on average assets of -9.31% sits at the 0th percentile of structural peers — worth a closer look.
  • Net interest margin of 0.44% sits at the 2nd percentile of structural peers — worth a closer look.
  • Cost of funds of 0.92% sits at the 85th percentile of structural peers — worth a closer look.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

MetricURBAN EMPOWERMENTAsset-tier percentileStructural percentile
Total assets372,0837th pct33th pct
Members702th pct5th pct
Net worth ratio11.35%19th pct16th pct
Return on average assets-9.31%2th pct0th pct
Net interest margin0.44%1th pct2th pct
Cost of funds0.92%63th pct85th pct
Loan-to-share9.38%5th pct23th pct
Delinquency 60+ days0.00%0th pct0th pct
Net charge-off ratio0.00%22th pct17th pct
Loan growth YoY206.73%100th pct98th pct
Share growth YoY-0.32%47th pct30th pct
Efficiency ratio122.07%88th pct85th pct

structural peer set hash: c447b5cd164a716e01a2a09b85deb5b8… (reproducible)

Closest structural peers

GREATER CENTENNIAL63.1%
#19775 · NY
PILGRIM BAPTIST61.5%
#65231 · IL
NATCO EMPLOYEES61.1%
#16614 · RI
IMPERIAL60.3%
#66300 · IL
M.W.P.H. GRAND LODGE OF ILLINOIS60.1%
#24123 · IL
BRISTOL VA SCHOOL SYSTEM59.6%
#11567 · VA
This is the free public view

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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.